Lenders are responsible for marketing, structuring, executing and monitoring credit transactions for PWM Clients.

Responsibilities include:

· Working with the relevant Bankers, and through discussions with the client, Lender will identify lending opportunities by developing an understanding of each client’s financial situation and how credit might be used to help the client meet its needs and objectives.

· Lenders have the primary responsibility for structuring and negotiating the credit facility, including the drafting of a term sheet which will outline the principal terms and conditions of a proposed credit facility.

· Lenders are responsible for keeping Credit Risk Management (CRM) informed about prospective lending opportunities, for conducting due diligence and analysis on the client and collateral, for preparing Credit Requests and for obtaining CRM approval for credit transactions.

· In cooperation with the Legal Department, Lenders will engage and work with approved legal counsel to prepare and review documentation for the credit facilities. Lenders will lead the negotiations with the client.

· Lenders will work with the business manager and her team to ensure that credit facilities are properly set up on DB systems

· Lenders and PWM US Lending Business Management will monitor the borrower’s financial condition, collateral sufficiency, etc. jointly with CRM and will oversee the timely preparation of annual reviews.

· Required:

BA / MBA

Underwriting

Credit Trained

At least 10 to 15 years of relevant / related experience.

Financial analysis

Strong verbal and written skills

Knowledge of Excel, Bloomberg.